Government agencies are holding some incredible sums of money as unclaimed property and lost money. Figures vary from $17 to 400 BILLION! Do you find that as staggering as we did? And, there's more..this figure is estimated to be going up by at least $50 BILLION every year. This truly awesome amount of money doesn't belong to the State - the State only 'inherited' it because its owners didn't seem to care enough about it. But who doesn't care about money? I can't think of anyone who doesn't appreciate what money does for them, and yet the facts say something different. So, my question to you is:

If you don't want to be, then listen up, and take action NOW!

What types of property become unclaimed?

An asset becomes abandoned in the eyes of the law when the original owner is lost - typically after a name or address change - or when the rightful heir fails to communicate an interest in it over a number of years. The period of time can differ from State to State and for different types of asset or property, but this time period is known as the 'dormancy' period. The institutions left holding unclaimed assets - they may be Banks, Stock Brokers, Life Insurance Companies, and Government Agencies themselves - send the unclaimed assets to the protective custody of a government trust account in a legal process referred to as 'escheat'. That's quite an unusual term but it just means that property reverts to the State where the owner has died without legal heirs or the owner is alive but has forgotten about it (or can't remember where they left it!).

Here they await your claim but as you can see from the stats above - very little is actually claimed and the reason for that is usually that the legal owner just doesn't know where to find it! This has lead to new websites like Unclaimed.com, which deals specifically in advertising what to do about unclaimed assets.

But, we at Guardian Network think that's a bit late in the process. We believe in prevention rather than cure, so we aim to make sure that your assets are never lost in the first place.

There is a lot of emphasis placed on finding these assets today. At least 25 States have online databases that you can search and there are companies that will do searches for you (for a fee of course - some charge up to 50% of what they recover!!!!!) but there are so many places to look that inevitably, most are never found.

Why make your loved ones and heirs go through this when you can very simply get a Guardian Plan and record the location of all your important documents, assets and property all in one place, and nominate several people to access this information when you die. Even if you don't want to do it for anyone else - do it for yourself!

So many people forget over time what they have that it is always worth recording whatever you have all in one place so that you can make the most of it during your lifetime. For example can you remember if you invested in any small stocks 25 years ago? Where is the certificate now? Have you moved house so many times you've lost count and left utility deposits etc at each place? Where are your pension checks sent? Does your spouse know where they come from - would they also know where to find your life insurance policy? The reasons for keeping your assets safe are endless.

Let's look at some of the Statistics!

New York State alone is holding over 5 billion dollars just in bank accounts and security deposits, and California holds over 3 billion dollars!  

American Express enjoys a float of $3.8 billion dollars on un-cashed traveler's checks.

Oprah Winfrey Show , $70,000 in unclaimed property was returned to members of the studio audience. Oprah stated nine-in-ten Americans were losing money!

Internal Revenue Service holds $25.6 million dollars in un-cashed tax refund checks.

Social Security Administration is holding $75 million dollars in un-cashed benefit checks.

5% of union members have a group life insurance policy that is paid by their employer and has never been claimed.

NBC's Today Show host Katie Couric reported there were billions of dollars in unclaimed assets, including $62 million being held by the IRS.

The United States Treasury is holding $1.3 billion dollars in savings bonds issued before 1949 that have never been redeemed.

Also, please keep in mind these figures change EVERY DAY (they go higher).

Now if that doesn't shock you then nothing will!

Can you imagine what $17 - 400 Billion dollars even looks like? That's what lies in unclaimed money in the United States. Each year billions of dollars become lost and unclaimed when banks, companies and governments lose track of the true owner of the money they hold, due to: post office mistakes, misspelled names, business and banks that go bankrupt, unplanned changes of address, marriage breakup, unexpected job relocation, death, etc. Most adults are owed some of this money and they don't even know it. Take a look at http://www.unclaimedfunds.org if you don't believe us!

Each year billions of dollars in unclaimed property - uncashed checks, bank accounts, utility deposits, and stock certificates - are turned over to the State by companies who cannot locate the owners.

It is estimated that 9 in 10 Americans are owed cash that sits unclaimed year after year . So, it's quite likely that some of this money belongs to you. The question is how much? Again, take a look at Cashunclaimed.com

Yes, you can employ someone to try to find it for you but it will cost you big time. Some companies charge up to 50% of what they recover and fees of $100,000 are not unusual - now, for the sake of a tiny bit of effort now wouldn't you rather know that the State will never be able to lay their hands on your assets? What's that peace of mind worth to you? I bet its well worth the cost of a Guardian Plan to protect your property so go take a look NOW!

And we haven't even mentioned every bodies favorite Government Institution yet - yep, our beloved IRS. Guess how much we leave to them each year?

One year IRS had 95,500 income tax refund checks totaling $88.5 million, -- an average of $927 per taxpayer -- undelivered and uncashed, mainly due to unreported changes of name and/or address. This total was an increase on the previous year when it was 91,000 refund checks totaling $68.3 million. In 2006, the IRS has over 2.2 BILLION dollars in Unclaimed Refunds!!!!! And this is despite the fact many taxpayers now opt for direct deposit.  OOOOHhh you are oh so very generous to the State...

In addition, IRS holds a number of refund checks that were delivered but for one reason or another went un-cashed (can you even imagine that..). An estimated $500,000,000 in IRS tax refund checks go un-cashed and unpaid every year. As of late last year IRS also had almost 300,000 undelivered tax rebate (advance payment) checks worth $95 million. Go take a look at:
irs.gov

You may be richer than you think. The State of California alone is holding over $5.1 billion in Unclaimed Property. These assets have been turned over to the State for safekeeping by businesses and other organizations as required by law.

So after all that, my next question to you is:

Do you want to become another statistic and add to all that money the Government and the State already has?

I just can't believe that you do - Guardian Network can help you right here and now -
Get signed up for a plan right here right now!

Join Now!